Our strategy is simple: protect downside first
This is where we break down the exact approach we use to invest our own capital—so you can see how we build portfolios designed for stability, tax-efficiency, and long-term control.
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Our founder, Morgan Keim, is a seasoned LP in dozens of private real estate deals who built the firm he always wished existed—one that gives individual investors access to institutional-quality opportunities without sacrificing specialization, alignment, or execution.
At Ocean Ridge Capital, we operate our own multifamily deals in markets where we have a strategic edge, and allocate capital to elite, specialized operators in multifamily and mobile home parks across high-growth, pre-institutional markets.
This model gives investors the best of both worlds: operator-led execution where we control the outcome, and curated access to exceptional deal flow—negotiated on better terms, built on trust, and rarely available to most LPs. All delivered through a tech-forward, investor-first platform designed for clarity, control, and compounding wealth. Read more about our approach below.
STEP 1
Acquire High-Quality Assets at a 40%+ Discount to Replacement Cost
We target 40–150 unit multifamily and mobile home park properties priced between $30K–$65K per unit, in markets where replacement cost exceeds $120K.
This spread gives us built-in downside protection, real cash flow, and room to grow—without speculative assumptions or major construction risk periods.
STEP 2
Invest in Markets with Strong Fundamentals—Before Institutions Arrive
We focus on tertiary, pre-institutional metros with 1%+ population growth, job diversity, price-to-rent strength, and landlord-friendly policies.
These markets are overlooked by large funds but primed for stable yield and appreciation—giving our investors early access to asymmetric upside.
STEP 3
Operator-Led Execution, Diligence-Led Access
We operate our own deals in markets where we have a clear edge—and we allocate to select operators in others.
Every partner is deeply vetted, every playbook tested, and every investment built around alignment. Our operating experience gives us the lens to spot what others miss—and avoid what LPs often can’t see.
STEP 4
Structure First, Returns Second
We underwrite every deal with fixed-rate debt, strong reserves, and LP-favorable terms. We’ve never used floating-rate leverage and don’t chase pro forma IRRs.
Our focus is clear: protect capital, preserve optionality, and compound investor wealth over time periods.
STEP 5
Strategic Assets, Executed with Precision
We specialize in mid-60s to early-80s vintage properties with strong bones and light-to-moderate value-add potential.
We avoid full gut rehabs and control capex through disciplined scopes, vetted contractors, and tight construction oversight. It’s how we stay on budget, hit timelines, and deliver operational lift that drives returns.
Let’s Build Something Enduring—Together.
You’ve done the hard part: building capital. Now it’s time to put it to work—alongside a team that invests with the same discipline, care, and long-term vision you bring to your own portfolio.
