Our Strategy is Simple: Protect Downside First
We believe capital should be invested the way it was earned: with discipline, clarity, and control.
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I’ve invested in dozens of private real estate deals - and I’ve seen how quickly capital gets exposed when structure takes a back seat to hype.
I started Ocean Ridge to fix that.
We build portfolios that protect the downside first - with tax efficiency, compounding, and clarity at every stage.
We operate our own deals in markets where we have an edge. And we allocate to specialized operators across real estate and credit — but only when the structure clears our bar.
This model gives our investors the best of both worlds:
- Control and visibility when we’re operating
- Curated access with trust and alignment when we’re allocating
Every move we make is driven by a single lens:
Protect first. Then compound with conviction.
It’s the platform I always wanted as an LP - now built for others who expect more, just like I do.
STEP 1
We Acquire Strategic Assets at a Discount to Intrinsic Value
In real estate, we target 40–150 unit multifamily and mobile home park properties priced 40%+ below replacement cost — typically $30K–$65K per unit in markets where replacement cost exceeds $120K.
This spread gives us built-in downside protection, real cash flow, and room to grow—without speculative underwriting or major construction risk.
In private credit, we focus on asset-backed lending with senior-position protections, short durations, and conservative loan-to-value ratios. We prioritize borrower alignment, collateral clarity, and cash-flowing security.
STEP 2
We Invest in Markets the Institutions Haven’t Reached — Yet
We focus on overlooked metros and verticals with strong underlying fundamentals: 1%+ population growth, economic diversity, landlord-friendly policy, and favorable supply-demand dynamics.
Whether it’s a niche housing deal or a private credit note, we enter early—when upside is real and risk can still be managed.
STEP 3
Operator-Led Execution, Family Office-Level Diligence
We operate where we have a clear edge - and allocate to elite partners where we don’t. Every operator is vetted. Every structure is stress-tested. Every deal is underwritten through the lens of a seasoned operator and protective allocator.
STEP 4
Structure First. Everything Else Second.
We prioritize capital preservation by underwriting to conservative assumptions, fixed-rate debt, and strong reserves.
We’ve never used floating-rate leverage. And we don’t chase flashy IRRs. We care about:
- Downside protection
- Exit Optionality
- Long-term, compounding results
STEP 5
We Invest in Durable Assets Built to Withstand Cycles
We focus on stabilized real estate and asset-backed credit with real cash flow, clear value drivers, and modest enhancement potential.
No speculative bets, gut rehabs, forced turns. Just intentional scope, vetted counterparties, and execution discipline designed to perform through market cycles.
