Our Perspectives
The Death of the 60/40 Portfolio: Why the Old Wealth Playbook No Longer Works
By: Morgan Keim Published on: 12/08/2025The 60/40 portfolio is no longer the best option for investors. See why private multifamily real estate offers steadier cash flow, tax benefits, and long-term upside - without Wall Street’s daily volatility.
Higher for Longer: How 30-Year Rates Above 5% Impact Real Estate
By: Morgan Keim Published on: 05/08/2025Mortgage rates are up, affordability is down, and housing is shifting fast. Learn why affordable multifamily housing remains resilient and how Ocean Ridge is navigating “higher for longer” rates with steady demand and durable income.
Income ≠ Ownership: The Silent Trap Most Top Earners Fall Into
By: Morgan Keim Published on: 30/07/2025Most people assume a six-figure income means security, yet nearly half of high earners still live paycheck to paycheck. Why? Income doesn't equal wealth.
500K More Sellers than Buyers - Yet this Niche Is Starved for Supply
By: Morgan Keim Published on: 21/07/2025Discover why a record 500K seller surplus isn’t affecting all markets - and how affordable housing units remain critically undersupplied despite the flood of homes for sale.
Let’s Build Something Enduring—Together.
You’ve done the hard part: building capital. Now it’s time to put it to work—alongside a team that invests with the same discipline, care, and long-term vision you bring to your own portfolio.
